Mr. Naseer ul Hasan - Chairman
Mr. Naseer has over 14 years of consumer banking experience with leading International Banks. He brings with him a wealth of Consumer Banking experience that he earned during his assignments in Pakistan, Brussels, UK and UAE.
A computer science graduate, Naseer started his banking career with Citibank Pakistan in January 1994 and worked with them for 11 years. During this time, he was posted to Brussels and London where he was part of the team responsible for reviewing consumer banking businesses across Europe, Middle East and Africa. He moved back to Pakistan as Country Risk Manger, where he significantly revamped the Risk Management models and collection strategies. These changes resulted in drastic reduction of non-performing loans and optimal profitability for Citibanks consumer business in Pakistan.
He was promoted to Senior Risk Officer based out of London, where he was managing consumer businesses in Spain, Portugal, UAE, Pakistan and Bahrain. Before joining NIB, he was working for Standard Chartered Bank as Cluster Risk Head for UAE, Oman and other new markets.

Dr. Amjad Waheed, CFA - Chief Executive Officer
Dr. Amjad Waheed, CFA is one of the leading fund managers in the region. Prior to his appointment as the Chief Executive Officer of NAFA, he was the Head of Equity Mutual Funds and Portfolios at Riyadh Bank, Saudi Arabia managing US$ 7.5 billion of assets. Dr. Waheed was Head of Asset Management at National Investment Trust Limited (NITL) before moving to Riyadh. Dr. Waheed holds a Doctorate in Finance with a Major in International Investments from Southern Illinois University, USA and is a CFA charter holder.

Mr. Shahid Anwar Khan - Director
Mr. Shahid Anwar Khan is the Senior Executive Vice President and Group Chief Overseas Banking Group & Corporate and Investment Banking Group at National Bank of Pakistan (NBP). He is also a member of Credit, Assets & Liabilities and Operations Committees of the NBP. He has been serving the Bank for more than 22 years in various capacities. He holds directorship in First Credit and Investment Bank Limited (formerly First Credit and Discount Corporation), NBP Modaraba Management Company Ltd., National Agriculture Ltd., Fauji Fertilizer Limited and Pakistan Engineering Company Ltd. Mr. Khan is a Textile Engineer and an MBA from USA (Major in Finance) and also holds diploma of IBP.

Mr. Gerard Lee How Cheng, CFA- Director
Gerard Lee is the Chief Executive Officer of Fullerton Fund Management Company Ltd, a wholly-owned subsidiary of Temasek Holdings. He was previously the head of Temasek’s Fund Management Division. Before joining Temasek, he has held positions as Deputy Chief Investment Officer at Deutsche Asset Management Singapore, Head of Fixed Income Sales at SBC Warburg Singapore and Head of Government of Singapore Investment Corporation Private Limited’s (GIC) New York Office.
He takes an active interest in the professional development of the Singapore capital markets and is currently an advisor to ACI Singapore. He is also active in other voluntary work. He serves as chairman of Boys’ Town Home, Marine Parade Family Service Centre and Catholic Junior College. He also sits on the boards of St Gabriel’s Foundation.
Gerard, a CFA charter holder, graduated from the National University of Singapore with BSc (Hons) in 1984.

Mr. Patrick Pang Chin Hwang, CFA- Director
Mr. Patrick is a Director and Portfolio Manager at Fullerton Fund Management Company Limited (FFMC), where he is a part of the equities team investing in Asia-Pacific. He has twelve years of investment experience. He is also in-charge of FFMC’s joint-venture efforts. Prior to joining FFMC, he was a team leader at Temasek Holdings direct investment division focusing on the financial services sector in the Asia-Pacific region.
Before joining Temasek in 2001, Mr. Patrick was co-head of equity research for financial services sector at Lehman Brothers based in Hong Kong for two years, where he covered Taiwan, South Korea and the Philippines. He started his career with the regional equity research team at Jardine Fleming Exchange in 1994 and has worked in its Singapore and Philippine offices.
Mr. Patrick graduated magna cum laude from the University of Southern California with a degree in Business Administration, and is a CFA charter holder.

Mr. Qamar Hussain - Director
Mr. Qamar Hussain is serving as Chief Operating Officer and Head of Credit/Risk Management functions of National Bank of Pakistan. Besides Credit Management Group, Risk Review and Industry Research Division and Economic Research Wing also fall under his preview. Mr. Qamar has rich experience in domestic and international markets in various areas of banking operations. Prior to joining National Bank of Pakistan, He worked with American Express Bank Limited (Amex) as Senior Director – Global Credit, New York and Country Manager of Amex Bangladesh.
Mr. Qamar holds Masters Degree in International Business and Finance from Mcgill University, Montreal, Canada.

Mr. Rayomand H. Kotwal - Director
Mr. Rayomond is a seasoned Finance professional with over 22 years of experience covering diverse roles and markets.
Rayomond holds a Masters Degree in Electrical Engineering & Computer Science from MIT in the US and an MBA in Finance from IBA. After graduating from MIT, Rayomond worked in the semiconductor industry in New York after which he returned to Pakistan and joined ICI in 1989. There he held a number of Finance roles, eventually heading the Treasury, Finance and Corporate Accounting units and was responsible for the largest capital financing in Pakistan at the time.
Prior to NIB, Rayomond worked at Citibank which he joined in 1997 as the Deputy Financial Controller for the Consumer Banking Division. In 1999 he was appointed as the CFO for the Consumer Bank and in 2001 as the Country CFO, overseeing all businesses within Pakistan. From 2001 - 2004, he also served as Chief of Staff to the Country Head and the Public Affairs Head.
During his time at Citi, Rayomond also worked in Toronto from 2004 – 2006 as the CFO for Citi’s Credit Cards businesses in Canada, covering two separate legal entities and a portfolio of over $4 billion in receivables.